About Squire Financial
Squire Financial is a financial planning practice based in Hobart, Tasmania, specialising in personal insurance and financial advice. We help people understand and secure the right level of protection for themselves and their families.
This website has been created as a general advice resource for people who have been referred to us and want to learn about personal insurance before deciding on their next steps. It provides educational information, self-assessment tools, and indicative premium estimates to help you make informed decisions — at your own pace, with no pressure.
What this site does — and doesn't do
This website provides general advice only. This means:
What this site does:
- Explains the four main types of personal insurance in plain language
- Provides interactive tools to help you think about what types and levels of cover people in similar situations commonly consider
- Gives indicative (ballpark) premium estimates based on general factors like age, occupation, and smoking status
- Offers educational information to help you understand key concepts, features, and terminology
What this site does NOT do:
- Provide personal financial advice tailored to your individual circumstances
- Recommend specific products, insurers, or cover amounts
- Provide insurance quotes (premium estimates are indicative only and are not quotes)
- Assess your health, medical history, or individual risk factors
- Replace the advice of a qualified financial adviser
General Advice Warning
The information provided on this website, including any tools, calculators, or educational materials, is general in nature and has been prepared without taking into account your personal objectives, financial situation, or needs.
Before acting on any information on this website, you should consider its appropriateness having regard to your own objectives, financial situation, and needs. You should consider seeking advice from a qualified financial adviser before making any financial decisions, including decisions about personal insurance.
Any estimates, calculations, or indicative figures provided by the tools on this website are for general illustrative purposes only. They are based on general assumptions and publicly available data, and do not constitute insurance quotes. Actual premiums, cover amounts, and policy terms will depend on your individual circumstances, including your health, occupation, and the specific insurer and product selected.
Licensing & Authorisation
Squire Financial Pty Ltd is a Corporate Authorised Representative (No. 1282624) of:
Advice Evolution Pty Ltd
Australian Financial Services Licence (AFSL) No. 342880
ABN: 24 093 733 969
Advice Evolution Pty Ltd is responsible for the financial services provided by Squire Financial under its AFSL. As a Corporate Authorised Representative, Squire Financial is authorised to provide financial product advice in relation to the products and services covered by the Advice Evolution AFSL.
Important Information
No product recommendations
This website does not recommend any specific insurance product, insurer, or financial product. Any references to product features, policy structures, or insurance concepts are for general educational purposes only.
Premium estimates are not quotes
The premium estimates provided by our tools are indicative only. They are based on general market data and simplified assumptions. They do not take into account individual health, detailed occupation information, or specific insurer pricing. Actual premiums may be higher or lower than the estimates shown. Premium estimates are current as at the date indicated and may not reflect current market rates.
Information currency
While we endeavour to keep the information on this website accurate and up to date, we do not guarantee that all information is current at the time of reading. Insurance products, regulations, tax rules, and market conditions can change. The information on this site should be verified with current sources before making any decisions.
No liability
To the extent permitted by law, Squire Financial and Advice Evolution Pty Ltd accept no liability for any loss or damage arising from the use of, or reliance on, the information provided on this website. Users access this website and use the tools and information provided at their own risk.
Privacy
Squire Financial is committed to protecting your privacy. Information collected through this website — such as enquiry form submissions and contact details — is used solely for the purpose of responding to your enquiry and will be handled in accordance with the Australian Privacy Principles (APPs) under the Privacy Act 1988.
The interactive tools on this website (needs analysis and premium estimator) do not collect, store, or transmit any personal information. All calculations are performed locally in your browser and no data is saved or shared.
If you book a call through our scheduling tool (Calendly), your information will be subject to Calendly's privacy policy in addition to ours.
For questions about how we handle your information, please contact us.
Complaints & Disputes
If you have a complaint about the information or services provided through this website, you can:
- Contact Squire Financial directly — see our contact details
- Contact Advice Evolution Pty Ltd's internal dispute resolution team
- If not resolved, lodge a complaint with the Australian Financial Complaints Authority (AFCA):
- Online: www.afca.org.au
- Phone: 1800 931 678
- Email: info@afca.org.au
Contact
If you have any questions about this website, the information provided, or Squire Financial's services, please don't hesitate to get in touch.